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A guide to mental health and the NDIS

How does the NDIS work for someone with a mental health condition? Our experts step you through what the NDIS funds and how it can support people with a mental illness.

How does the NDIS work for mental illness?

The NDIS provides government funding to people with a disability to help them pay for the services and supports they need because of their disability. Some people living with mental illnesses will qualify for the NDIS because their mental health condition results in a psychosocial disability.  The NDIS is there to support people whose psychosocial disability is likely to be life-long and substantially impacts their ability to manage day-to-day activities, interact with others, their environment or learn new skills.

The NDIS funds supports – like recovery coaching – that will help to build a person’s independence, connect them to their community and improve their health and wellbeing. The NDIS does not fund diagnostic or clinical mental health supports – these supports are funded by the mental health service system.

Since July 2020, the NDIS has covered psychosocial recovery coaching to support people with a psychosocial disability to live a full and contributing life. Under the NDIS, recovery means a person is “able to achieve an optimal state of personal, social and emotional wellbeing while living with a mental health condition”. What this really means is that a recovery coach will work with you to build a life that’s focused on your own personal recovery – building resilience and hope, incorporating your strengths and recognising you are the expert in your own life, rather than the medical model of clinical recovery which focuses on eliminating or managing your symptoms.

The NDIS is designed to give the people who use it (the NDIS participants) choice and control over their supports, meaning they get to choose the services they use. If you are finding a service provider isn’t a great fit for you, you can choose to use a different one. Check out our article on finding a recovery coach.

What does the NDIS pay for?

The NDIS funds supports for managing everyday tasks such as assistance with daily living and working towards goals written into the plan when you first receive it. Goals are specific to each person, and often cover things like increasing independence, connecting with the community and working towards employment.

The NDIS will only pay for things that are ‘reasonable and necessary,’ which means supports have to be specific to your needs, be good value for money, be directly related to your disability, and be effective and beneficial for you.

The NDIS funds supports that are related to a psychosocial disability caused by a mental health condition. It does not fund early intervention supports or treatment of the condition itself, as these are usually funded by the health system. For example, the NDIS generally won’t fund:

  • Clinical supports including treatments in a psychiatric hospital, other acute care or rehabilitation
  • Mental health first aid
  • Diagnosis and early intervention
  • Residential care related to in-patient treatment or clinical rehabilitation
  • Where treatment is the responsibility of another service such as for drug or alcohol supports
  • Medicare funded Mental Health Care Plans
  • Therapy to address symptoms

The NDIS would fund (depending on your individual plan):

  • Non-clinical supports
  • Support that assist with daily living activities
  • Supports that aid social, economic or community participation

What happens after you are accepted on the NDIS?

If your NDIS access request is successful, the next step is to meet with an NDIS planner or Local Area Coordinator (LAC) to discuss what your NDIS plan will cover. (If you haven’t applied for the NDIS yet, check out our article on NDIS eligibility for mental health conditions and how to apply).

Tip: You can ask for an LAC with expertise in working with people who have a psychosocial disability. This could be helpful to ensure you meet with someone who understands how psychosocial disability impacts your life, and the type of supports that will be beneficial.

With the planner or LAC, you will decide on the goals in your plan – what you want your NDIS plan to help you achieve. People’s NDIS goals are often broad and around things like improving independence and community connections, but they are your goals and individual to you. You are in the driver’s seat, so they need to be about what you want to achieve.

Once you have your goals, you and the planner or LAC will identify the supports you need in working towards those goals. Your plan will include the number of hours of support you will need, and the budget.

At your planning meeting, you will also need to decide how you want your plan funding to be managed – this relates to how you submit invoices and pay your providers. There are three options – agency-managed, plan-managed or self-managed. You can also do a combination of these. Self-managing your plan or using a plan manager means that you’ll have access to a much wider range of service providers, as you are restricted to only using NDIS-registered providers if your plan is agency-managed.

After this, you will receive your plan from the NDIS. Now you can find service providers, book appointments and start getting the support you need. If you want to use a recovery coach, check out our helpful article about getting started with recovery coaching.

If you want to find out more about Goal Coach, book a free 15-minute chat to learn how recovery coaching could help you.

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Get quality coaching, coordination and counselling, tailored to your goals and needs

No matter what stage you’re at, or your family’s situation – good coaching can make all the difference. We believe in getting you the right information and support when you need it, and for an affordable price. Knowledge is power. Submit your details to find out more today.

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